OFM.5 - Understand the use of credit.
- OFM.5.1 - Compare the advantages and disadvantages of using cash versus credit.
- OFM.5.2 - Interpret billing statements.
- OFM.5.3 - Compare methods of paying bills and the advantages and disadvantages of each.
- OFM.5.4 - Identify actions to take if unable to pay bills on time.
- OFM.5.5 - Understand the impact of debt on credit history.
- OFM.5.6 - Understand the impact of credit use on personal debt.